Rising waters in Houston stress the need for flood insurance

  • Typical homeowner insurance policies don't cover floods.
  • Homeowners need to ensure they have proper flood coverage, as certain situations aren't covered by all insurance plans.
  • New NFIP flood insurance premiums took effect on April 1.

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As of Tuesday afternoon at least 1,000 homes had flooded in Harris County and six fatalities were reported in one of the most devastating natural disasters in the area. While it’s certainly a time to reflect on one’s own safety and the safety of their loved ones, it’s also important to know how to protect your clients in a similar event in the future.