If you or a friend is thinking about buying a new or resale home, first read "The New Complete Book of Home Buying" by Michael Sumichrast and Ronald G. Shafer with Martin A. Sumichrast. This is, by far, the best "how to buy a home" book of 2004. The prior edition of this book was published in 1980. Since then, the residential real estate industry has completely changed, mostly for the better. Purchase Bob Bruss reports online. Mortgages are now easily available, even for home buyers with bad credit. Zero-cash down-payment mortgages are obtainable by home purchasers with good credit and good income. But the national median home price has tripled since 1980 to almost $200,000. Co-author Michael Sumichrast was a home builder who later became the chief economist of the National Association of Home Builders. Mike is now retired. His son Martin, who was a schoolboy when the book's prior edition was written, is now a Charlotte, N.C., businessman who added research and a younger approach...
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