Refinance not best choice for everyone

Weigh current interest rates, long-term plans before taking plunge
Published on Feb 18, 2008

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by CareyBot

DEAR BENNY: I have an adjustable-rate mortgage (ARM) with one more year to go. When is the best time to refinance? Also, should I get an equity line of credit for household emergencies or home improvements? –Michael DEAR MICHAEL: Your ...