The Home Valuation Code of Conduct, according to Freddie Mac, is all about "enhancing the independence and integrity of the appraisal process." Good ideas, those. Go, Freddie! If you were a licensed real estate agent in 2005 (which, according to the most recent census, includes everyone over 18 except some guy from Des Moines named Carl), you undoubtedly understand the need for a code of conduct. Back in the glory days when homes, or as we liked to call them, debit cards, were in high demand, the typical conversation between the listing agent and appraiser went something like this: APPRAISER: I have been asked to appraise the property at 347 Falling Downs. May I meet you there at 3 p.m. today? AGENT: Great, yes! APPRAISER: What is the sale price? AGENT: The price is $5,257,000, which is a little higher than the price of the last one-bedroom condo that sold in the neighborhood, but it's really nice, and we had multiple offers! APPRAISER: Good one! Were there any co...
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