In this recession, many of us have cut household expenses by getting rid of unnecessary "help" and re-upping on the self-reliance. We've gone from eating out to cooking at home, ditched our dry cleaners for Dryel, and started substituting every other visit to the manicurist for a quick home file-and-polish job. This trend, plus the fact that so many of the shady segment of subprime loans were a result of an implicit conspiracy of intentional under-information between house-hungry homebuyers and their mortgage professionals has, as I've discussed before, given birth to a new generation of awake, reading-before-signing real estate consumers. And this is great -- ideal, even. Even better, this awakened proactivity has trickled over into every phase of real estate transacti...
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