Editor's note: This is Part 2 of a four-part series. In this, the second in a series on how to maximize the advantage you can get from resetting your personal approach to real estate decision-making, I want to spend some time talking about work. I hate to sound like a disgruntled, hairy-nosed old goat, but the honest-to-goodness truth is that the kids these days (age range: 15-75) just don't have the work ethic they used to.Everyone is looking for (and I confess, I sometimes pander, by providing) simple steps and quick tricks and workarounds and shortcuts; easy ways to overcome real estate challenges; insider secrets for solving mortgage problems; and lists of four or seven tips for resolving personal finance dilemmas that can be read in 10 minutes or less -- the stuff of which ...