DEAR BENNY: I am having problems with my mortgage. I fell on some hard times lately and fell behind on my mortgage payments. My mortgage lender has been dragging this out for over a year. I have been set up on two separate trial payments and made them both with no problem. Now my loan has gone into foreclosure. The lender keeps telling me that I am under review. Can you tell me what options I have to try to keep my home? --Hodges
DEAR HODGES: During the recent winter season -- with snow and lenders having legal problems when they did not have the original promissory note -- the foreclosure rate throughout the country fell. However, with spring on the horizon, lenders are back to foreclosing.
Unfortunately, your situation is all too familiar. Lend