I was scanning two recent studies of the U.S. housing market that focused on what some might call "vulnerable communities" or "vulnerable population groups," and at first I wasn't discerning any real surprises, but after closer scrutiny I came to realize one of the two reports had some real eye-opening statistics. The first study I looked at was produced by the Center for Responsible Lending and is called "Lost Ground, 2011: Disparities in Mortgage Lending and Foreclosures"; the second was done by New York University's Furman Center for Real Estate and Urban Policy, and was titled, "Mortgage Lending in Vulnerable Communities: A closer look at HMDA (Home Mortgage Disclosure Act) 2009." The second study may seem dated, but it actually came out...
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