10 musts when hiring home improvement contractor

Don't be afraid to ask for worker's license and insurance

Q: Several years ago, you wrote a column that was partially prompted by email about the dangers of hiring unlicensed contractors. Now that the home improvement season is upon us, the Contractors State License Board is warning about another danger to homeowners: lack of workers’ compensation insurance.

I’ve noticed advertisements for many licensed home improvement contractors, spanning many crafts from landscape to drywall and painting, who don’t carry workers’ compensation insurance.