Sign here to acknowledge your home value may drop 

While the debate continues over the existence of housing bubbles and potential fallout from a fizzle or pop, real estate agents in some sizzling markets are asking consumers to sign a disclosure form stating that home prices can – and do – go up and down.

In October 2004, the California Association of Realtors announced the release of a new disclosure form, the "Market Conditions Advisory," which states, "In light of the real estate market's cyclical nature it is important that buyers underst

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