Borrowers get a crack at lending black box 

LendingArt.com screenshot

Editor's note: Part 1 of a three-part series on new online mortgage tools kicks off with a look at LendingArt.com.

If lenders once had the upper hand over borrowers shopping for a mortgage over the Internet -- thanks in part because of Web sites that sell an applicant's personal information as leads -- the balance of power may be shifting to consumers.

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