An increase of 179 percent in mortgage loans from the first half of 2012 to the first half of 2013; an uptick in “creative” loans given by lenders to parents to help their children buy a home; rising home prices relative to income; the use of variable interest rates; and indications that the economy may slow leave those watching China’s housing market to question its long-term stability.

That’s despite China’s requirement of lenders to collect down payments in the 30 to 40 percent range and to maintain higher levels of capital reserves than U.S. banks held before the U.S. housing bust.

Source: Quartz

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