High consumer debt not always bad

Study finds higher credit scores for those with debt above national average

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A high level of consumer debt isn’t always a negative factor for consumers, according to the results of a nationwide study conducted by Experian Consumer Direct.

The study found that the national average credit score for consumers with debt above the national average is higher than the average credit score for those with debt below the national average. The national average Experian PLUS Score for consumers is 677.

Overall, the study found: