‘Life estate’ could deny inheritor full possession of house

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DEAR BOB: After reading your articles about all the problems homeowners have when they add their heirs to their titles before death, I have decided not to add my daughter to my home's title. However, she will receive my home in my will. The house is in my name, but I live in it with my husband. He owns another house where he goes every day to smoke indoors and watch television. In my will, I provide a life estate in my house for my husband if I die first. Do you think this is a good idea? --Gayle T. DEAR GAYLE: No. I'm glad you benefited from reading about the drawbacks of adding an heir to your title before death. Purchase Bob Bruss reports online. But have you also noticed all the problems with life estates, especially when the life tenant fails to maintain the residence, lets it run down, and refuses to move out? If you die first, leaving your house to your daughter but with a life estate for your husband, he could keep living in that house for many years while it gradually deterio...