Must homeowner’s insurer pay for shooting victims’ injuries?

Pair sues insurance co. over 'intentional' act

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John S. Keck went to the home of his ex-girlfriend Karen Adams to demand she choose between him and her new boyfriend Andrew Slentz. Adams chose Slentz. Keck left and returned 30 minutes later with a rifle. He shot at Adams several times from close range, wounding her. Then he chased Slentz and eventually shot him. Keck then killed himself. Purchase Bob Bruss reports online. Adams and Slentz sued Keck's estate, along with Continental Insurance Co. with whom Keck had a homeowner's insurance policy. Keck's estate settled. Continental then sued for a declaratory judgment, asking the court to decide if the company is liable to Adams and Slentz under Keck's homeowner's insurance policy. Continental submitted its policy, which says the insurer is not liable for intentional acts even if the insured person lacks the mental capacity to govern his or her conduct. The policy also says this exclusion applies whether the insured is charged with or convicted of a crime. If you were the judge, would ...