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Homeowners facing foreclosure ask feds for help

Can couple appeal judgment to federal court?

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Antonio and Kathlene Mareno obtained a home mortgage from Dime Savings Bank. The terms of the mortgage required them to pay their property taxes directly to the local tax collector. However, if they failed to do so, the mortgage allowed the lender to pay the property taxes, add the property tax amount to the mortgage balance, and adjust the monthly mortgage payment. The borrowers allegedly failed to pay their property taxes for 2002 and 2003. As a result, Dime Savings paid the property taxes and increased the monthly mortgage payment from $754 to $1,268. The Marenos made one payment of $754 after the increase and then stopped making any mortgage payments. Purchase Bob Bruss reports online. In 2004, Dime Savings filed a complaint against the Marenos to foreclose on the mortgage. The state court then granted a summary judgment allowing the foreclosure. The Marenos made several state court appeals of the foreclosure, which were denied. Then in November 2005 the Marenos sued Dime Savings i...