For some unexplained reason, mortgage lenders who service your current mortgage often don’t want to refinance it even if you have an excellent on-time payment record. Why don’t lenders want to keep their current borrowers? Only twice have I refinanced with the same lender. But it’s a smart idea to start with your present lender to see what refinance terms you are offered.
by Bernice Ross | Today 1:47 A.M.