Dear lawmakers:

I am writing to thank you for everything you have done over the past year to suture our economic wounds and stimulate our housing market. It has been very helpful. Now, please stop.

I know that all of the rules and regulations implemented over the past year were designed with only the best intentions — to provide opportunities for homeowners to keep their homes while restoring stability and sanity to a messed-up housing market and an economy run amok.

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