Buying dilemma: job change matters

Self-employment isn't only factor affecting mortgage approval

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Inman Connect New York | January 29 - February 1, 2019

"My wife and I are currently considering buying a new house, and I am considering changing jobs to earn a higher salary. I have been at my current job for five years. Rather than changing jobs, I am also considering the possibility of going into business for myself. Whatever I decide to do, should I do it before or after we buy the house?"

The answer to your questions depends on how the action taken — changing jobs or starting your own business — will impact the way a mortgage underwriter views your income.