At the turn of this decade, unease was a state of mind. In 1999, change was accelerating and danger was lurking, but not where we expected. Disaster was purportedly coming from "Y2K," the computer-programming glitch in the digital rollover from "99" to "00."
Y2K paranoia fizzled within a few seconds of this New Year, new decade, new century and new millennium.
What no one predicted 10 years ago was the coming financial cataclysm. At the time, subprime loans did not go by that name and represented less than 1 percent of new mortgages. If you were not qualified, you could not buy a home.