Homebuying in your 70s

REThink Real Estate

Q: I’m 71. How hard will it be for me to get a mortgage?

A: There is absolutely nothing about your age that should interfere with your ability to obtain a mortgage. There can be some complications with income, but let’s get you up-to-speed on your rights and give you some thoughts on how to approach this lifestyle transformation.


In fact, the federal Fair Housing Act of 1968 was implemented with the express intent to prevent discrimination — it protects your right to own, sell, purchase and finance a home without the fear of being discriminated against because of your age or source of income.