Renter liable for fall on stairs?

Rent it Right

Q: I work at home and regularly receive UPS deliveries of material. Last week, the deliveryman slipped on the front stairs, hurting himself. Those stairs have been in bad shape for years, and I’ve asked for repairs, but to no avail. I imagine that the delivery service will go after the property owner, but am I liable, too? –Leah C.

A: Practically speaking, there’s little chance that the delivery company (more precisely, its workers’ compensation insurance carrier) will go after you as a source of compensation for the employee’s injuries, pain and suffering, and lost wages. Chances are, the insurance company will pay the claim, then look to your landlord for reimbursement, who will refer the matter to his insurance carrier.