I recently took a hard look at Credit Sesame, which is an interesting website that offers credit monitoring, credit cards and mortgages. The site views them as interrelated parts of a whole, where credit monitoring suggests opportunities to improve the user’s financial status by changing the composition of credit cards and/or refinancing a mortgage.
The credit-monitoring function is difficult to assess without getting deeply involved in its use, which requires a commitment I couldn’t make. I am awaiting feedback from readers who have used it or plan to. Meanwhile, I can assess the credit card and mortgage parts of the site, viewed as separate lines of business.