Considerations when looking to trade up before retirement

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Q: I’ve been trying to make a decision to fix up my older home or buy new. I just put $6,000 into foundation work in my current home. In retrospect, I’m not sure that was necessary and it caused more cracks to be fixed. My emotions are all in an upheaval.

I am a single woman with a boyfriend who says he will help me fix up my two-bedroom, one-bath home assessed at $49,000. It is paid off. He had been unwilling to help me before, but now he needs a cheap place to stay, which is at my house.