Considerations when looking to trade up before retirement

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Q: I've been trying to make a decision to fix up my older home or buy new. I just put $6,000 into foundation work in my current home. In retrospect, I'm not sure that was necessary and it caused more cracks to be fixed. My emotions are all in an upheaval. I am a single woman with a boyfriend who says he will help me fix up my two-bedroom, one-bath home assessed at $49,000. It is paid off. He had been unwilling to help me before, but now he needs a cheap place to stay, which is at my house. But I can get an interest-free loan from a relative to buy a new house. (A mortgage would be hard since I'm self-employed.) That along with my savings would let me pay cash for a home. I'm so disappointed in the foundation repair I want to dump this one and run. I am 55 and want to retire in my own home in 12 years or so. But the home I own needs updates and is not in the best neighborhood. Do I stay or do I go? --Carol, Dallas, Texas A: Carol, I am sorry to hear about your experience ...