The millennial generation is slow to get started in the housing market, and many of them put to blame their high amounts of student debt. Mapping Student Debt reports more than 42 million Americans owe a total of $1.1 trillion in school debt.

fig2Using data from the Department of Education and tax information from the Internal Revenue Service, Mapping Student Debt breaks down where borrowers are the most bogged down. The maps below measure ZIP code-level data, average household student loan balances and delinquency in relation to ZIP code median income.

According to the map below, the lighter the color the lower the delinquency rate of loans. Dark purple represents an area with extremely high delinquency.

The region of San Francisco is a mixed bag of economically stable residents. While the center of the city is home to mostly residents with a low rate of loan delinquency, areas around Antioch and Stockton have a much higher rate of loan delinquency.

This is largely due to the separation between incomes in these various areas.


Let’s take a closer look at the city:

The downtown median income is helping residents to off-set their loans, which are typically high in the city center’s ZIP codes.


Maps by Mapping Student Debt through an interactive project with the Washington Center for Equitable Growth.

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