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by CareyBot

Housing has appeared again on the Presidential radar screen. A speech President George W. Bush delivered this week included remarks about home ownership rates, a down payment assistance program and the U.S. Housing Department's plan to revise the Real Estate Settlement Procedures Act. What he said: "Our housing market is strong. We intend to keep it that way. There's a home ownership gap in America, by the way, that we need to address. There's a minority home ownership gap. I want to thank the Congress for working with us to pass what we call a down payment plan to help the poor, the poor make a down payment on a home. We're simplifying the fine print, the rules in Washington. "Listen, if you're a first-time home buyer and you take a look at one of these mortgage application forms, y...