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Countrywide Home Loans and Gainesville, Fla.-based Coldwell Banker M.M. Parrish today announced the formation of Founders Mortgage Services, a mortgage venture that will enable home buyers across Florida's Alachua County access to a wide array of home financing programs. Founders Mortgage Services, an operating division of Countrywide Mortgage Ventures, will offer qualified home buyers zero down-payment loans and a variety of fixed- and adjustable-rate options with optimum flexibility on rate and terms. Founders will also offer Fast & Simple, a special program that enables qualified borrowers with excellent credit access to a streamlined loan application, and extended rate locks to protect the buyer or seller, subject to time limits. Calabasas, Calif.-based Countrywide Home Loans ...