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Fidelity National Title Insurance Group has agreed to refund more than $600,000 to nearly 4,000 title insurance policyholders in Arizona as a result of a multi-state settlement, the Arizona Department of Insurance said late Wednesday.   Fidelity is refunding $644,152 to 3,946 title insurance policyholders in Arizona, the insurance department said. The refunds stem from Fidelity's captive reinsurance arrangements with home builders (Meritage and William Lyons), lenders (CitiGroup and Wells Fargo) and a real estate brokerage (RE/MAX), the department said in a statement.   Alleged kickbacks in the real estate title insurance arena have taken center stage this year, sparked by a Colorado inquiry into title insurance practices. John Garamendi, California's insurance regulator, announc...