"... and in the end, the love you take is equal to the love you make." --Lennon/McCartney As the tectonic shift in the housing market grinds beneath our nervous feet, this lyric spins in a loop -- the soundtrack to what was, what is and what soon will be in our industry. Karma I don't wear Birkenstocks, or snack on brown rice with mushrooms, chard and fresh tofu. There's no haze of Nag Champa or cloud of bong smoke wafting in my den. Not that there is anything wrong with any of that. But I do believe that in the end, you simply reap what you sow. It is the law of the land. Our industry has sown quite a field these past 10 years. Its boundaries envelop banks worldwide and the fate of hundreds of thousands of consumers who find themselves foreclosed upon and forsaken by their trusted advisers. I don't mean to gloss this over or simplify the matter. It's just the best I can do short of publishing a book detailing each seed we planted to bring about this blighted harvest. And I don't ...
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