Are you ready to save more of your hard-earned cash in 2010? If so, here are 10 tips that can help you cut your homeownership and home maintenance costs in 2010. 1. See if you qualify for a reduction in property taxes Has your property's value declined from last year? If so, you may be eligible for a reduction in your property taxes. You could check with a local real estate professional to determine what your current property value is based on recent sales of comparable properties.And you should review the guidelines for obtaining a property tax reduction. Typically there is a challenge process offered by local governments if you dispute the assessed value of your property. 2. Claim all of your real estate deductions If you are itemizing deductions, be sure to claim all deducti...