8 insurance tips to avoid financial ruin

It's springtime and the news is filled with unseasonably late blizzards, flooding, mudslides, tornadoes, hail and devastating fires. In the summer and fall, many areas must prepare for hurricanes. Of course, there also could be an earthquake, a volcanic eruption or a tidal wave. Do you have the insurance coverage you need to protect your home?

Many people believe that their homeowner's insurance policy provides protection against most disasters. Sadly, most people don't discover there is an issue with their policy until they have a major claim.

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