Study questions RESPA's reliance on 'sunshine' 

Editor's note: Join the discussion about reform of the federal Real Estate Settlement Procedures Act in the "RESPA Reform" group at the Inman Community site.

Penalties for violating the Real Estate Settlement Procedures Act (RESPA) are minimal, and until recently the Department of Housing and Urban Development has done little to enforce the law's anti-kickback provisions, according to a study by a HUD researcher.

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