Wave Systems and A la mode have partnered to offer a service for securely managing real estate and mortgage transactions online through the use of e-signatures and other digital-signing products.

Under the agreement, A la mode will offer legally-binding and standards-compliant digital signing capability from Wave to all its real estate agents, mortgage brokers and appraisers using A la mode’s XSites network. The software will be distributed to the entire network with the digital-signing toolkit and e-signature included.

Financial terms of the agreement were not disclosed.

Use of digital signatures aims to speed up the mortgage and home-buying process, as well as cut overall business costs through the elimination of document transportation, processing and closing delays.

A la mode will use Wave’s eSign Transaction Management Suite, which enables organizations to manage business processes and transactions entirely online, without the need for ink signatures and paper storage, overnight mail or traditional delivery services. Wave’s eTM Suite consists of SmartSignature, SmartSAFE, SmartIdentity Services, SmartConnect, the SMARTDoc Mortgage Banking Module and the EMBASSY Trust Suite of software products.

The SmartSignature application uses digital certificates in a point-and-click signing process. SmartSAFE stores digitally signed, legally binding contracts in a document repository. SmartIdentity Services validates the identity of parties involved.

A la mode provides technology and Web site services to the real estate industry. Built on A la mode’s net.X data backbone technology, the XSites Network (formerly the Mercury Network) connects appraisers, loan officers and management companies.


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