Countrywide and Century 21 Advantage Gold today announced the formation of Mortgage Funding Solutions, a mortgage company that will serve home buyers in the Philadelphia region.

Mortgage Funding Solutions, an operating series of Countrywide Mortgage Ventures, will offer qualified home buyers zero-down-payment loans and a variety of fixed- and adjustable-rate options with optimum flexibility on rate and terms.

The joint venture is the latest in a string of joint ventures Countrywide has announced this year, including ones in northwest Montana, Hawaii and New York.

Countrywide Mortgage Ventures was founded in 2001 to facilitate joint ventures between Countrywide Home Loans and various homebuilders, real estate companies and financial services companies. The company is headquartered in Calabasas, Calif.

Century 21 Advantage Gold is Philadelphia’s largest Century 21 firm. In 2002, the National Association of Realtors named it the fastest growing real estate company in the country.

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