Long-term mortgage interest rates were lower Monday, and the benchmark 10-year Treasury bond yield dipped to 4.21 percent.

The 30-year fixed-rate average slipped to 5.35 percent, and the 15-year fixed-rate fell to 4.77 percent. The 1-year adjustable was down at 3.45 percent.

The 30-year Treasury bond yield sank to 4.81 percent.

Rates are current as of 7:15 p.m. Eastern Standard Time.

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