'Normal' real estate market creates new winners, losers

Perspective: As markets settle, some builders, sellers and lenders could fall

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Who will win and who will lose in next year’s housing markets?

While the answer depends largely on individual initiative, history can suggest some trends that might be repeated now that the nation’s long-booming housing markets are settling into “normalized” levels.

The winners:

  • Longtime homeowners who haven’t over-tapped their equity should be sitting pretty on a comfortable cushion that will afford them a number of options and opportunities.