When Minnesota mortgage professional David Prouty tried to find 100 percent financing on a loan for a friend, it took hours of searching online, more than 10 phone calls and 10 days of searching – and that’s how Bid4Mortgage was born.

“A local police officer called me and said he found a lot he wanted to buy with as little money down as possible. The best I could find online was 20 percent down.

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