Homeowners facing foreclosure can dial 3-1-1

Community programs offer education, counseling

Baltimore residents in danger of falling behind on their house payments can now dial 3-1-1 for advice from a mortgage education and counseling program.

A similar 3-1-1 program in Chicago helped 1,304 families stay in their homes, saving banks an estimated $77 million in foreclosure costs, according to a report on the three-year Home Ownership Preservation Initiative.

Baltimore’s $800,000 program is spearheaded by the Baltimore Homeownership Preservation Coalition, and will offer edu