Mortgage rates barely budged this week, with rates on long-term loans rising slightly and those on short-term loans dipping, Freddie Mac reported today.

According to Freddie Mac’s weekly survey, the 30-year fixed-rate mortgage inched up to 6.1 percent from 6.09 percent last week, compared with 6.37 percent a year ago. The 15-year fixed mortgage rate averaged 5.78 percent, up from 5.77 percent a week ago, but is still below 6.03 percent a year ago. Points that borrowers paid to attain these rates averaged 0.6.

Average rates on one-year and five-year Treasury-indexed hybrid adjustable-rate mortgages (ARMs) sank to 5.12 percent and 6 percent, respectively, compared with 5.58 percent and 6.11 percent a year ago. Points on the one-year loans averaged 0.5; they were 0.6 on the five-year.


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