Demise of the desk-fee dinosaurs

Roadmap to Recovery: Robert Hahn Q&A

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Assuming for the sake of the answer that it will be 2011 before the industry recovers, and that things might get worse before they get better, I see significant change for the entire industry.

For one thing, mortgage lending of tomorrow may look like student loans of today: private lenders in theory, but all-but-nationalized in reality.