DEAR BENNY: Our home was built and completed in October 2007. Twice in the past year during driving rain and high winds, we’ve experienced leaks. The first time, a leak started on the back porch over the exit door to the porch. The second and most recent time, it was a leak coming through the light fixture in the walk-in closet of one of the upstairs bedrooms.

The builder’s one-year warranty has expired. Thinking we were covered under the 2-10 Home Buyer’s Warranty (Workmanship/ Systems and Structural Limited Warranty Coverage), I called to find out that the roof is not covered; it’s only the roof framing systems under "designated load-bearing elements that are covered under this structural defect warranty." Is this not a framing issue? Do we have no recourse under this warranty? Any advice would be appreciated. –Willie

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