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Future-Proof: Navigate Threats, Seize Opportunities at ICNY 2018 | Jan 22-26 at the Marriott Marquis, Times Square, New York

Book Review Title: "Loan Modification for Dummies" Authors: Ralph R. Roberts and Lois Maljak Publisher: Wiley, 2009; 288 pages; $19.99 The subprime, housing and foreclosure 3-in-1 crisis combo meal has spawned a new mortgage vocabulary, the star member of which is the phrase "loan modification," which refers to any change(s) to a mortgage loan's payment or other terms, ostensibly intended to help a distressed homeowner hold onto a home.It sounds simple, but intrepid homeowners who have braved the labyrinthine bizarreness of a mortgage servicer's loss mitigation department during the odyssey that is a loan modification application process know otherwise. It's surprising, then, that very few comprehensive how-to books are devoted to demystifying and illuminating the loan modification process for the literally millions of homeowners whose inquiring minds would like to know. The call of the wildly clamoring masses (OK, that was a little overly dramat...