Time to unload timeshare?

Donation is one option, but tread carefully

DEAR BENNY: I know you often write about "timeshare" problems, so perhaps you will write about mine. We were on vacation several years ago in Florida, and met a pleasant young woman who offered us a number of "goodies," including a three-night stay in a five-star hotel. The catch: We had to spend about two hours listening to her sales talk about the wonderful benefits of timeshare ownership.

Yes, we were sucked in and signed up. We now owe approximately $45,000 to the developer, plus have to pay more than $1,000 a year for association dues.

My husband is now in ill health and there is no way we can use our "one week in paradise."