An alternate approach to mortgage shopping

Commentary: Regulators can't see past best mortgage price

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Midsummer is known in the news biz as "silly season." In the absence of real news, headlines run "MAN BITES DOG." It’s a little early this year, but it got hot early. The usual time is on the cusp of July to August, when Europe shuts down for a month’s vacation; this year Europe may shut down somewhat later, for longer.

Only one piece of hard economic data this week: An index gauging the sentiment of small-business owners dumped three points of index optimism in June. That’s a lot for a single month, but the overall index value is still in the middle of the chatter back to 2010.