Recent surveys by the National Association of Realtors found that about one in three Realtors have experienced contract problems related to home appraisals during the last three months.

Good news about improving housing markets had made the appraiser’s job even more difficult. The S&P/Case-Shiller Home Price Indices posted a fifth consecutive month of gains in August, with a 20-city composite index showing home prices up 2 percent from a year ago.

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