Should government back subprime refis?

Lender sees need for HARP program for non-Fannie, Freddie loans

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Mark Greco has been so happy with the Home Affordable Refinance Program 2.0 that rolled out in January that he’s now dreaming of HARP 3.0.

That’s because Greco, president of 360 Mortgage Group in Austin, Texas, saw the HARP changes coming down the pike, recognized how important it was going to be for homeowners still underwater on their mortgages, and committed his company to supporting it, as they say down in Texas, "whole hog."