Get smart about spending, debt and retirement: 5 steps to becoming the boss of your money

Your goal is to tell your money what to do, not let it get away from you on an impulse

Do you have money for emergencies? Are you funding your retirement and paying cash as you go? If not, you’re like most other Americans, and money is your boss. As REDX’s Michelle Holt puts it, “Money is a terrible master but a wonderful servant.”