Are you servicing a hurricane risk zone?

  • Texas and Florida are considered high-risk states due to their lengthy coastlines.
  • New York is a high risk state because of the population density along the coastline.
  • Homeowners who don’t live in FEMA zones don’t always carry flood insurance, making them liable for damage costs not otherwise covered in their homeowners’ insurance package.

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Agents and owners along the Atlantic and Gulf coasts beware: the total reconstruction cost for homes susceptible to storm damage is pricey — $1.5 trillion in 2016, according to a CoreLogic Storm Surge analysis.