Are you servicing a hurricane risk zone?

  • Texas and Florida are considered high-risk states due to their lengthy coastlines.
  • New York is a high risk state because of the population density along the coastline.
  • Homeowners who don’t live in FEMA zones don’t always carry flood insurance, making them liable for damage costs not otherwise covered in their homeowners’ insurance package.

Agents and owners along the Atlantic and Gulf coasts beware: the total reconstruction cost for homes susceptible to storm damage is pricey — $1.5 trillion in 2016, according to a CoreLogic Storm Surge analysis.