What real estate agents should know about zero-down loans

  • For some buyers with good credit but not enough saved, new zero-down payment mortgages can be a gateway to homeownership. For others, though, they may not be the best option.

No longer do you have to be a qualified veteran or live in a rural area to get a mortgage without putting down a penny. For nearly a decade, only buyers who qualify for VA or USDA Rural Development mortgages have been able to buy a home with zero down.