No longer do you have to be a qualified veteran or live in a rural area to get a mortgage without putting down a penny. For nearly a decade, only buyers who qualify for VA or USDA Rural Development mortgages have been able to buy a home with zero down.
- For some buyers with good credit but not enough saved, new zero-down payment mortgages can be a gateway to homeownership. For others, though, they may not be the best option.
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