The U.S. Senate on Thursday passed a six-month extension to the National Flood Insurance Program just hours before the program lapsed. The House of Representatives only voted to extend the program a week, however.

“NAR is relieved that authorization of the National Flood Insurance Program has not lapsed, as Congress moved last night to extend the program through December 7, and we urge the House and Senate to swiftly and purposefully work towards a more sustainable extension over the coming week,” Shannon McGahn, NAR’s senior vice president of government affairs said, in a statement sent to Inman.

Despite the passage of a short-term extension, Sen. John Kennedy, a Republican from Louisiana that introduced the six-month extension to a vote, noted, in a statement, that he is frustrated with the inefficiency in Washington that is causing the Senate to have to extend the program again without long-term reforms.

“More than five million Americans rely on this program to protect their homes, families and businesses,” Kennedy added. “I don’t have to drive home the importance of this program to anyone in Louisiana, where it is as essential as air.”

The NFIP is a government program aimed at providing homeowners, business owners and renters with affordable flood insurance. It aims to lessen the cost of insurance by encouraging communities to adopt and enforce floodplain management regulations, according to FEMA.

For the NFIP to be extended more than a week, however, the House of Representatives will need to take similar action. The House voted to extend the program for only one week. Lawmakers have unsuccessfully been trying to reform the program and instead have extended it seven times.

“As we work toward passing a long-term reauthorization of NFIP, we much give certainty to all those families who depend on it by not allowing any lapses,” said Louisiana Republican Congressman Steve Scalise in a statement. “While this one-week extension is certainly not ideal, I am committed to keep working with my colleagues in the House and Senate to find a long-term solution that provides affordability and sustainability for policyholders and strong protections for taxpayers”

A more long-term solution could be tied now to the Dec. 7 deadline to fund the government and avert a shutdown. President Donald Trump, in an interview with Politico, has said he is willing to shut down the government over funding for a border wall.

Email Patrick Kearns

Show Comments Hide Comments


Sign up for Inman’s Morning Headlines
What you need to know to start your day with all the latest industry developments
By submitting your email address, you agree to receive marketing emails from Inman.
Thank you for subscribing to Morning Headlines.
Back to top
Only 3 days left to register for Inman Connect Las Vegas before prices go up! Don't miss the premier event for real estate pros.Register Now ×
Limited Time Offer: Get 1 year of Inman Select for $199SUBSCRIBE×
Log in
If you created your account with Google or Facebook
Don't have an account?
Forgot your password?
No Problem

Simply enter the email address you used to create your account and click "Reset Password". You will receive additional instructions via email.

Forgot your username? If so please contact customer support at (510) 658-9252

Password Reset Confirmation

Password Reset Instructions have been sent to

Subscribe to The Weekender
Get the week's leading headlines delivered straight to your inbox.
Top headlines from around the real estate industry. Breaking news as it happens.
15 stories covering tech, special reports, video and opinion.
Unique features from hacker profiles to portal watch and video interviews.
Unique features from hacker profiles to portal watch and video interviews.
It looks like you’re already a Select Member!
To subscribe to exclusive newsletters, visit your email preferences in the account settings.
Up-to-the-minute news and interviews in your inbox, ticket discounts for Inman events and more
1-Step CheckoutPay with a credit card
By continuing, you agree to Inman’s Terms of Use and Privacy Policy.

You will be charged . Your subscription will automatically renew for on . For more details on our payment terms and how to cancel, click here.

Interested in a group subscription?
Finish setting up your subscription